Shared Ownership

If you can’t quite afford a mortgage on the open market, Shared Ownership offers you the chance to buy a share of your home (Connexus typically sell between 25% to 75% of the home’s value) and pay a subsidised monthly rent for the remaining share. Later on (for some properties) you can staircase to 100%.

With Shared Ownership you can buy a newly built home or an existing one through resale programmes from housing associations like us. You’ll need to take out a mortgage to pay for your share of the home’s purchase price, or fund this through your savings. Shared Ownership properties are always leasehold. 

See if you qualify for Shared Ownership

You can buy a home through Shared Ownership if you;

  • Can’t afford to buy on the open market and at least 18 years old
  • Have a household income of less than £80,000 per year
  • Preferably a first time buyer*
  • Have a good credit rating
  • Have at least £1,500 of savings to cover the one-off costs (things like solicitor fees). Remember this doesn't include any mortgage deposits, developer reservation fees or stamp duty (if applicable). Most schemes will require you to have a deposit of at least 5% of the share you are buying.

To check if you qualify and find all the details see Help to Buy website here. If you're eligible and interested let us know and we'll help you to get started or answer any further questions.

Remember that for some Shared Ownership properties you might need to show that you have a connection to the area to qualify. We'll advise you if there are any local connection requirements.

*If you currently own or have previously owned a property, you might be considered for the scheme if; you currently own a property, it will need to be "sold subject to contract" (you have formally accepted an offer on it) when you apply to us and must be sold when you complete the purchase of a new home

Shared Ownership Properties

To buy from 25% £67,500
Moreton on Lugg development has great links for commuting and is within the centre of Herefordshire. It has superb views of the countryside and lies just five miles from the...
3 Bedroom semi detached
Private garden
Large patio
2 allocated parking spaces
Turfed lawn
Bathrooms
1
Bedrooms
3
Reception Rooms
1
Shared Ownership
To buy from 25% £67,500
Moreton on Lugg development has great links for commuting and is within the centre of Herefordshire. It has superb views of the countryside and lies just five miles from the...
3 Bedroom semi detached
Private garden
Large patio
2 allocated parking spaces
Turfed lawn
Bathrooms
1
Bedrooms
3
Reception Rooms
1
Shared Ownership
To buy from 25% £67,500
Moreton on Lugg development has great links for commuting and is within the centre of Herefordshire. It has superb views of the countryside and lies just five miles from the...
3 Bedroom semi detached
Private garden
Large patio
2 allocated parking spaces
Turfed lawn
Bathrooms
1
Bedrooms
3
Reception Rooms
1
Shared Ownership
To buy from 25% £67,500
Moreton on Lugg development has great links for commuting and is within the centre of Herefordshire. It has superb views of the countryside and lies just five miles from the...
3 Bedroom semi detached
Private garden
Large patio
2 allocated parking spaces
Turfed lawn
Bathrooms
1
Bedrooms
3
Reception Rooms
1
Shared Ownership
To buy from 25% £67,500
Moreton on Lugg development has great links for commuting and is within the centre of Herefordshire. It has superb views of the countryside and lies just five miles from the...
2 Bedroom semi detached
Private garden
Large patio
2 allocated parking spaces
Turfed lawn
Bathrooms
1
Bedrooms
1
Reception Rooms
1
Shared Ownership
To buy from 50% £110,000
A Two Bedroom semi-detached bungalow consisting of Entrance Hall with built in storage and linen cupboards, Living Room, Kitchen, Two bedrooms and Wet Room. Outside Front and Rear...
Bathrooms
1
Bedrooms
2
Reception Rooms
1
Shared Ownership
To buy from 25% £48,750
A three bedroom semi-detached property consisting of Entrance Hall, Cloakroom, Kitchen, Living/Dining Room, Three Bedrooms and Family Bathroom. Outside Front and Rear gardens and...
Bathrooms
1
Bedrooms
3
Reception Rooms
1
Shared Ownership

38, Englands Field

Herefordshire
Reserved
To buy from 45% £110,250
A spacious 2 bedroom semi detached house.Shared Ownership- 100% staircasing available if desired £110,250 for 45% share £271.06 monthly rent £16.58 monthly service charge (this...
Semi-Detached
Private garden with shed
2 allocated parking spaces
Landscaped front garden
Efficient home with double glazing
Bathrooms
1
Bedrooms
2
Reception Rooms
1
Shared Ownership
To buy from 60% £135,000
We would like to offer this Two bedroom semi-detached property, consisting of Entrance hallway,, downstairs cloakroom/wc, living room, kitchen stairs leading to two bedrooms and...
Entrance hallway
Downstairs w.c
Living room
Kitchen
2 bedrooms
Bathroom
Landscaped Rear Garden
Bathrooms
1
Bedrooms
2
Reception Rooms
1
Shared Ownership
To buy from 95% £171,000
We will like to offer this Two bedroom end terraced consisting of reception hallway, cloakroom, livingroom, open planned kitchen/Dining Room, stairs leading to 2 bedrooms and a...
Entrance hallway
Downstairs w.c
Open Plan livingroom/kitchen
Two Bedrooms
Shower room
Rear garden
Two Allocated Parking Spaces
Bathrooms
1
Bedrooms
2
Reception Rooms
1
Shared Ownership