Shared Ownership

If you can’t quite afford a mortgage on the open market, Shared Ownership offers you the chance to buy a share of your home (Connexus typically sell between 25% to 75% of the home’s value) and pay a subsidised monthly rent for the remaining share. Later on (for some properties) you can staircase to 100%.

With Shared Ownership you can buy a newly built home or an existing one through resale programmes from housing associations like us. You’ll need to take out a mortgage to pay for your share of the home’s purchase price, or fund this through your savings. Shared Ownership properties are always leasehold. 

See if you qualify for Shared Ownership

You can buy a home through Shared Ownership if you;

  • Can’t afford to buy on the open market and at least 18 years old
  • Have a household income of less than £80,000 per year
  • Preferably a first time buyer*
  • Have a good credit rating
  • Have at least £1,500 of savings to cover the one-off costs (things like solicitor fees). Remember this doesn't include any mortgage deposits, developer reservation fees or stamp duty (if applicable). Most schemes will require you to have a deposit of at least 5% of the share you are buying.

To check if you qualify and find all the details see Help to Buy website here. If you're eligible and interested let us know and we'll help you to get started or answer any further questions.

Remember that for some Shared Ownership properties you might need to show that you have a connection to the area to qualify. We'll advise you if there are any local connection requirements.

*If you currently own or have previously owned a property, you might be considered for the scheme if; you currently own a property, it will need to be "sold subject to contract" (you have formally accepted an offer on it) when you apply to us and must be sold when you complete the purchase of a new home

Shared Ownership Properties

To buy from 60% £114,000
A three bedroom end terraced property with Entrance Porch way, Entrance hallway, Downstairs w.c, with Living room, Kitchen/Dining room, Three bedrooms a Family bathroom with a Rear...
End terrace
Entrance hallway
Downstairs w.c
Living room
Dining/Kitchen Room
Three Bedroom
Rear garden
Two Allocated Parking Spaces
Bathrooms
1
Bedrooms
3
Reception Rooms
1
Shared Ownership
To buy from 25% £57,500
We have one brand-new three-bedroom semi-detached shared ownership homes, located in the North Shropshire village of Higher Heath. Entrance hallway, Kitchen/Dining room, Livingroom...
Brand New Property
Semi detached
Living room
Dining/Kitchen Room
Utility Room
Master Bedroom
En-suite
Two further Bedrooms
Family bathroom
Driveway
Bathrooms
2
Bedrooms
3
Reception Rooms
1
Shared Ownership
Shared Ownership £47,500
Brand New
Livingroom
Kitchen/dining room
Downstairs w.c
Two Bedrooms
Rear lawned Garden
Driveway
Staircase maximum to 80%
Bathrooms
1
Bedrooms
2
Reception Rooms
1
Shared Ownership
Shared Ownership £57,500
Brand New
Livingroom
Kitchen/dining room
Downstairs w.c
Three Bedrooms
Rear lawned Garden
Driveway
Staircase maximum 80%
Bathrooms
1
Bedrooms
3
Reception Rooms
1
Shared Ownership
To buy from 25% £58,750
Newly built semi-detached three-bedroom home
Open plan Living Space
Kitchen with integrated appliances
Car Port and parking for several cars
Enclosed garden
local connection requirement
Bathrooms
1
Bedrooms
3
Reception Rooms
1
Shared Ownership
To buy from 25% £57,500
Moreton on Lugg development has great links for commuting and is within the centre of Herefordshire. It has superb views of the countryside and lies just five miles from the...
3 Bedroom semi detached
Private garden
Large patio
2 allocated parking spaces
Turfed lawn
Bathrooms
1
Bedrooms
3
Reception Rooms
1
Shared Ownership
To buy from 25% £57,500
Moreton on Lugg development has great links for commuting and is within the centre of Herefordshire. It has superb views of the countryside and lies just five miles from the...
2 Bedroom semi detached
Private garden
Large patio
2 allocated parking spaces
Turfed lawn
Bathrooms
1
Bedrooms
1
Reception Rooms
1
Shared Ownership
To buy from 25% £57,500
Moreton on Lugg development has great links for commuting and is within the centre of Herefordshire. It has superb views of the countryside and lies just five miles from the...
2 Bedroom semi detached
Private garden
Large patio
2 allocated parking spaces
Turfed lawn
Bathrooms
1
Bedrooms
1
Reception Rooms
1
Shared Ownership
To buy from 25% £57,500
Moreton on Lugg development has great links for commuting and is within the centre of Herefordshire. It has superb views of the countryside and lies just five miles from the...
2 Bedroom semi detached
Private garden
Large patio
2 allocated parking spaces
Turfed lawn
Bathrooms
1
Bedrooms
1
Reception Rooms
1
Shared Ownership
To buy from 25% £67,500
Moreton on Lugg development has great links for commuting and is within the centre of Herefordshire. It has superb views of the countryside and lies just five miles from the...
3 Bedroom semi detached
Private garden
Large patio
2 allocated parking spaces
Turfed lawn
Bathrooms
1
Bedrooms
3
Reception Rooms
1
Shared Ownership